Welcome to POSBGold.com (referred to as "we," "us," or "our"). By accessing this website and using our services, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully before using our website.

1. Acceptance of Terms By accessing this website, you agree to these terms and conditions, our Privacy Policy, and any other legal notices or conditions posted on this website.

2. Services Offered POSBGold.com provides an online platform for the purchase and sale of gold gifts and related products. We do not offer financial advice, and all transactions are conducted at your own risk.

3. Registration You may need to register an account with us to access certain features or services. You agree to provide accurate and complete information during registration and to keep your account information updated.

4. Age Requirement You must be at least 18 years old or the legal age of majority in your jurisdiction to use our services. By using this website, you represent that you are of legal age.

5. User Responsibilities You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

6. Prohibited Activities You agree not to engage in any of the following prohibited activities:

• Violating any laws or regulations
• Impersonating another person or entity
• Using the website for any unlawful or fraudulent purpose
• Interfering with the proper functioning of the website
• Uploading or transmitting viruses or other malicious code

7. Intellectual Property All content, trademarks, logos, and intellectual property on this website are owned by us or our licensors. You may not use, reproduce, or distribute any content from this website without our express permission.

8. Disclaimer of Warranties We make no warranties or representations about the accuracy, reliability, or completeness of the information on this website. Your use of this website and any content is at your own risk.

9. Limitation of Liability We shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of this website or our services.

10. Indemnification You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, or expenses arising from your use of this website or any violation of these terms and conditions.

11. Modifications to Terms We reserve the right to modify or update these terms and conditions at any time without prior notice. Your continued use of the website after such changes constitutes acceptance of the modified terms.

12. Governing Law These terms and conditions shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

13. Contact Us If you have any questions or concerns about these terms and conditions, please contact us at sales@posbgold.com

By using POSBGold.com, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.